(United States Only)
Last updated: January 23, 2023
Information regarding Foremost Groups, Ltd.’s privacy practices:
NORMAL WEB SITE USAGE:
During normal Web site usage, except for certain data about how you and other visitors interact with our Online Services (as described under Information Collected Automatically below), you can visit Foremost’s Web site and other Online Services to read product information without telling us who you are and without revealing any personal information. During normal Web site usage, we do not collect or store personal information such as your name, mailing address, e-mail address, phone number, or Social Security Number.
COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION:
There are instances where Foremost requests personally identifiable information to provide a service (e.g., warranty registration) or correspondence, including promotional activities, responding to inquiries, providing details about new products, and sharing news. This information, such as your name, mailing address, e-mail address, type of request and possibly additional information, is collected and stored in a manner appropriate to the nature of the data and is used to fulfill such activities. The information you provide is also used by Foremost to improve the services we provide you. We also collect information about the products you have purchased for warranty purposes. The information described in the section is never provided to or sold to any other company. When possible, Foremost will provide you with the means to make sure that any personally identifiable information that you provide is correct and current.
ELECTRONIC MAIL SENT TO US THAT CONTAINS PERSONAL INFORMATION:
You may also decide to send Foremost personally identifying information, for example, in an electronic mail. Foremost will only use this information to identify the user and respond to the inquiry. We will not use this information other than to resolve the matter identified in your message.
INFORMATION COLLECTED AUTOMATICALLY:
When you visit or interact with our Online Services, our servers record certain information that is automatically reported by your browser, such as IP address (which can be used to infer approximate location), internet service provider, browser type and settings, device information (e.g., type of device, operating system, device manufacturer), referring/exiting URL (the website or online ad that referred you to us and the website you go to after leaving our Web site), request/response date and time, clickstream data, device or advertising ID, and information contained in cookie files that are sent to and stored by your browser. Depending on the Online Service and your device permissions, we may also passively (that is, gathered without you actively providing the information) collect information about your device’s approximate (e.g., country or zip code) or precise location. Various technologies may be used to collect this location information, such as IP address, GPS, and other sensors that may provide information on nearby devices, Wi-Fi access points, and cell towers. Some of the information we collect depends on the settings on your web browser or mobile device. Please check your web browser or mobile device if you want to learn what information your browser or mobile device sends or how to change your settings.
In addition to cookies, we may use other similar technologies with our Online Services, such as pixel tags (also known as clear GIFs, web beacons, pixels, or web bugs), local storage, statistical identifiers, and software development kits. Pixel tags are small blocks of code installed on a website that allow a third party to deliver its third-party cookies when a visitor goes to the website and are generally used by third parties to monitor and track user activity on a website. Local storage (such as HTML 5) allows a website to store and retrieve data on an individual’s device with no expiration date. Statistical identifiers refer to identifiers created using certain device and server data. Collectively, this information makes a user’s browser or device sufficiently distinct for a website to reasonably determine that it is encountering the same browser or device over time and used for the same purposes as cookies. Software development kits (also called SDKs) function like third-party cookies and pixel tags but operate in the mobile app environment where cookies and pixel tags do not function as effectively. Instead of using cookies and pixels tags, an app developer can install pieces of code provided by third parties (such as analytics providers) in its mobile app in order for the third parties to monitor and analyze the use and performance of the mobile app.
Cookies and similar technologies enable us and our partners to recognize when someone has visited our Online Services or opened an email, allowing us to do things such as monitor the traffic patterns of users from one page within our Web site to another, understand whether a visitor has come to our Web site from an online advertisement displayed on a third-party site or in an email, and measure and improve the performance of our Online Services. These technologies are also used to help secure our Online Services and for other legitimate purposes (as described in the table below). The following table sets out the different types of cookies and similar technologies that our Web site and other Online Services may use and why we use them:
This site contains links to other sites. Foremost is NOT responsible for the privacy practices or the content on these other sites. Foremost does not disclose unique identifiers to those responsible for the linked sites. The linked sites, however, may collect personal information from you when you enter their site. This collecting of information is not subject to Foremost’s control. To ensure protection of your privacy, always review the privacy policies of the sites you visit when linking from this Web site.
Foremost may disclose a user’s personal information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on Foremost or the Web site, (b) protect and defend the rights or property of Foremost, the Foremost Web site, or Foremost Web site users, and (c) act under exigent circumstances to protect the personal safety of users, Foremost, the Web site or the public.
We may disclose a user’s personal information to third parties who provide us with various business services (e.g., monitoring and maintaining our Web site or internal business applications, preparing newsletters and mailings, and payments of commissions or other amounts). We may also share a user’s personal information with Foremost affiliates. Further, if all or part of Foremost is merged into another entity, the information we have about you may be transferred to a third party as part of that transaction. Your information may also be included among the assets affected by financing agreements undertaken by Foremost.
If you are under the age of 16, please do not submit or post any personal information.
Foremost Groups, Inc.
Attn: Customer Service
906 Murray Road
East Hanover, NJ 07936
Toll-Free (USA): 1-800-443-1410